The following are the terms and conditions relating to your participation in


Dayna Belcher’s live events, coaching and consulting, and live seminars (hereafter referred to in the singular tense as “Seminar”), as well as virtual seminars, online seminars, teleseminars, webinars, telephone/ online/ virtual training, and telephone/
 online/ virtual consulting and coaching programs, (hereafter referred to in


the singular tense as “Program”), written, digital, electronic and recorded


products (“Products”) which are produced by Dayna Belcher


("Promoter"). These terms and conditions are relevant to all Dayna Belcher, events, Seminars, Programs and Products. By registering for and/or participating in the Promoter’s Program,


purchasing or utilizing the Promoter’s Products, or registering for and/or


attending or participating in the Seminar at any of our locations ("Venue"),


you (the "Attendee") indicate your acceptance of, agreement with, and 


obligation to these Terms and Conditions. If you have objections to the


following Terms and Conditions, you should not register for, purchase,


utilize or participate in the Program or Products or register for or attend the
 Seminar.




Attendee Conduct


Promoter requires all Attendees to be courteous to Dayna Belcher’s staff, hosts, speakers, and other attendees and their guests or families throughout the Seminar/
 Program, even between scheduled events and during breaks. At the sole


discretion of the Promoter’s staff, representative(s) or agents(s), the


Promoter reserves the right to ask Attendee and/or their guests to leave the
 meeting room and Venue immediately, and/or cease their participation in the
 Seminar/ Program, should they be deemed discourteous, uncooperative,
 unprofessional, a potential threat to the safety of others, intoxicated or in
 possession of alcohol or any illegal substance. In such case, the Attendee's
 tuition/fees for the Seminar, Program and/or Products will not be reimbursed
 under any circumstances and they will not receive any future Products,


services or correspondence from Promoter. Attendee will also not receive


 any of our advertised bonuses or qualify for our satisfaction guarantees or
 any other written or implied guarantee.




Liability Waiver


Attendee is legally responsible for their safety and behavior and agrees to,
 and is held legally liable to, the following statements:


I, the willing Attendee of the Seminar and/or participant in the Program
 and/or Products hereby accept all risk to my health and of my injury or death
 that may result from participating in the Seminar/ Program/ Products and I
 hereby release Promoter, Dayna Belcher, her officers, employees,


interns, contractors, sponsors and representatives from any and all liability to
 me, my personal representatives, estate, heirs, next of kin, and assigns for
 any and all claims and causes of action for loss of or damage to my property
 and for any and all illness or injury to my person, including my death, that
 may result from or occur during my participation at the Seminar/ Program/
 Products, whether caused by negligence of the Promoter, its governing


board, officers, employees, or representatives, or otherwise. I further agree
 to indemnify and hold harmless the Promoter, Dayna Belcher and any third-
 party company from liability for the injury or death of any person(s) and
 damage to property that may result from my negligent or intentional act or
 omission while attending and participating in the Seminar/ Program/
 Products. Under no circumstances will Promoter, Dayna Belcher, or her
 assigns be held liability for my injury or death or any loss or damage of my
 personal belongings resulting from my participation in the Seminar/
 Program/ Products. Should I require emergency medical treatment as a result
 of accident or illness arising during my attendance and participation in the
 Seminar/ Program/ Products, I consent to such treatment. I acknowledge and
 I agree to be financially responsible for any medical or legal bills that may


be incurred as a result of emergency medical treatment. I will notify
 Promoter verbally and in writing if I am at any time injured prior to, during,
 or after the Seminar/ Program in my travels or attendance, or if I have
 medical conditions about which emergency medical personnel should be
 informed; however, I understand that Promoter is not legally obligated to act
 on that information in any way or to providing any medical service
 whatsoever to me. I agree that if I have any medical or psychological


 conditions that may hamper me from fully and healthfully participating in
 the Seminar/ Program/ Products that I will notify the Promoter and that the
 Promoter retains the right to ask that I not participate in portions of or the
 entirety of the Seminar/ Program/ Products.




Liability Disclaimer: No Professional Advice


The information contained in or made available by the Promoter, Dayna Belcher, or any third-party through the Seminar/ Program/ Products or their


websites or services cannot replace or substitute for the services of trained
 professionals in any field, including, but not limited to, mental, financial,


medical, psychological, or legal fields. Promoter does not offer any


professional personal, medical, financial or legal advice and none of the


information contained in the Seminar should be confused as such advice.


Neither Promoter, Dayna Belcher nor her assigns, sponsors, speakers, partners, contractors or any of their affiliates will be liable for any direct,


indirect, consequential, special, exemplary or other damages to the Attendee


or the Attendee's business, including economic loss, that may result from


participation in the Seminar/ Program/ Products or from the use of, or the


inability to use, the materials, information, or strategies communicated


through the Seminar or any products or services provided pursuant to the


Seminar/ Program/ Products, even if advised of the possibility of such


damages. Under no circumstances, including but not limited to negligence,


will Promoter or Dayna Belcher be liable for any special or consequential damages that result from Attendee's participation in the Seminar/ Program/Products. You, the Attendee, alone are responsible and accountable for your


decisions, actions and results, and by your participation in our Seminar/


Program/ Products, you acknowledge such and agree not to attempt to hold


us, the Promoter or Dayna Belcher, liable for any decisions, actions or results


that you make or experience personally or professionally, physically or


financially, in business or in life, due to your participation in the Seminar/


Program/ Products at any time, under any circumstance.




Confidentiality and Non-Compete


Dayna Belcher will respect your confidential and proprietary information, ideas, plans,
 copyrights, patents, trademarks, trade secrets and intellectual property rights


 (collectively, "Intellectual Property") and must insist that you respect the


same rights of fellow Seminar/ Program participants, Dayna Belcher and the
 Promoter. By your participation, you agree not to infringe on the Intellectual
 Property rights of any Seminar/ Program participant, Dayna Belcher, or the
 Promoter. Therefore you hereby understand and agree that the Intellectual


Property as well as the tools, techniques, processes, formulas, strategies,


concepts, materials, content, design, and information (hereafter referred to as
 “Intellectual Property and Confidential Information”) presented in the


Seminar/ Program/ Products are confidential, copyrighted, and/or proprietary


to the Promoter and/or Dayna Belcher and that any Intellectual Property and Confidential Information shared by Seminar/ Program/ Products participants or any representative of the Promoter is confidential and proprietary, and


belongs solely and exclusively to the participant who discloses it or to the


Promoter. Therefore you, the Attendee, hereby agree not to record, duplicate,
 distribute, teach or train the Seminar/ Program/ Products Intellectual


Property and Confidential Information in any manner whatsoever without


the express written permission of the Promoter and/or Dayna Belcher. You agree to treat all Intellectual Property and Confidential Information as


valuable, special and unique assets of the Promoter and/or Dayna Belcher and will protect the Intellectual Property and Confidential Information and treat it as strictly confidential. You agree that you will not directly or indirectly


engage in any competitive business with the Promoter and/or Dayna Belcher in the geographic territory of North America, South America, Europe, Asia, Australia, or Africa. Directly or indirectly engaging in any competitive business


includes, but is not limited to engaging in business as an owner, partner,


agent, or employee; having a direct or indirect interest in any such business;


or soliciting any customer of Promoter for the benefit of the Attendee or a


third party engaged in such business. Attendee further agrees that this non-


compete provision will not adversely affect Attendee’s livelihood.


Additionally, any unauthorized use or distribution of the Seminar/ Program/
 Products Intellectual Property and Confidential Information by you or your
 representatives is prohibited and Promoter will pursue legal action and full


damages if these terms are violated in order to protect its rights. You hereby
 understand and agree that violation of this paragraph will be a material


violation of the Terms and Conditions of this Agreement and will justify


legal and/or equitable relief. You hereby agree that if you violate, or display


 any likelihood of violating, any of your agreements contained in this


paragraph the Promoter will be entitled to injunctive relief to prohibit any


such violations to protect against the harm of such violations.


While you are free to discuss your personal results from the Promoter’s


Seminars, Programs, Products and training, you must keep the experiences


and statements, oral or written, of Dayna Belcher and all participants in the strictest of confidence.




Adult Content


We discourage the use of adult or profane language from the platform,
 however we are not responsible for the communication of participants,
 Venue staff, attendees, and guests. Attendees and participants who are
 uncomfortable with such content should not attend the Seminar/ Program.




Spiritual Content


We and our attendees or participants may respectfully and courteously
 discuss spiritual topics relating to personal and professional growth during
 the Seminar/ Program or in the Products. We consider our educational
 events and Products a forum for ideas and believe that each individual can
 make a positive contribution to the group regardless of their personal beliefs,
 even if they differ from the personal beliefs of others in the group. Attendees
 and participants who are uncomfortable with such topics should not attend or
 participate in the Seminar/ Program/ Products.




Political Content


We and our attendees or participants may respectfully and courteously
 discuss political topics relating to global business, social justice, or personal
 and professional growth in the Seminar/ Program or in the Products. We
 consider our educational events and Products a forum for ideas and believe
 that each individual can make a positive contribution to the group regardless
 of their personal beliefs, even if they differ from the personal beliefs of
 others in the group. Participants who are uncomfortable with such topics
 should not attend or participate in the Seminar/ Program/ Products.




Personally Objectionable Content


 You agree that Dayna Belcher has no liability to you for any content you find to be
 objectionable, including but not limited to Adult, Spiritual or Political


topics.




Audio/Visual Rules and Release


Attendees may not use any type of recording device to capture the
 information provided at the Seminar/ Program/ Products. No audio
 recording, photography or videography is allowed in the Seminar room or is
 to be used to capture information provided in Program/ Products.


By participating in the Seminar/ Program, Attendee understands that
 portions of the Seminar/ Program may be recorded in video and audio and/or
 captured in still and/or digital photographs by the Promoter. Attendee agrees
 that the Promoter and its assigns have the right and permission to use such
 recordings and photographs should they include Attendee's name, likeness,
 voice, biographical details, testimonial, or photograph for marketing,
 advertising or any other purpose in any media or format, online and/or
 offline, now or hereafter without further compensation, permission, or
 notification to the Attendee. Attendee understands and agrees that all
 recordings from the Promoter's events are the exclusive rights of the
 Promoter and Attendee does not ask for or expect compensation for the use
 of recordings or photographs in which Attendee appears or speaks. Promoter
 owns all rights of any audio, video, and/or photograph captured during the
 Promoter's Seminar/Program or at any of the Promoter's other live events.
 Seminar/ Program Privacy Policy and Terms of Use


Attendee acknowledges and agrees that they are subject to the Privacy
 Policies and Terms of Use of the Promoter listed at:





100% Guarantee and Cancellation Policy for Seminars and Programs
 If you are unable to attend a live Seminar or virtual Program that you have
 registered for, please email Hopewithfaithsong@gmail.com at least 3


business days prior to the event in order to qualify for Raincheck Vouchers


and transfers. If notified at least 3 business days in advance, we will be


happy to transfer your ticket(s) or pass(es) to a friend, family member or
 business associate of your choosing, or provide you with a Raincheck


 Voucher which entitles you attend a future Seminar or Program similar to


the one you are unable to attend (excluding travel expenses). All Seminar


tickets, Program passes and Raincheck Vouchers are fully transferable.


We have a 100% refund policy for any Seminar/ Program that is cancelled


within 10 days of registration. Once attendees register for a Seminar/


Program, we make extensive arrangements and investments and, in the case


of their cancellation, we incur significant administrative expenses and loss of


business. Therefore we do not accept cancellations or issue refunds


beginning 10 days after Attendee has registered for a Seminar/ Program.


Attendees who cancel within 10 days of registering are protected by our


100% refund policy and will receive a full refund. Any Attendee seeking to


cancel their registration after 10 days will not under any circumstances


receive a refund but instead may receive a ticket or pass to a future Dayna Belcher event on the same or similar topic, or may


transfer their ticket(s) or pass(es) to another party. If you are unsure of


whether or not you can attend the Seminar/ Program please do not register.


If, for whatever reason, you are unable to attend the Seminar/ Program we


will happily refund your money within 10 days of registration, transfer your


ticket(s)/ pass(es) to someone else, or allow you to attend a future Dayna Belcher event on a similar topic at her sole discretion.




100% Seminar Satisfaction Guarantee


All of our Seminars are backed with a 100% Satisfaction Guarantee! We
 guarantee that Attendees will be 100% satisfied with the Seminar should
 they attend the entire event. Satisfaction is defined as the Attendees belief
 that we have delivered on what we promised based on our Seminar
 registration materials and website(s).


Attendees who are not satisfied with the Seminar must simply verbally
 notify one of our staff members of their dissatisfaction, and return all course
 materials, including personal notes, at the immediate conclusion of the
 Seminar.


After having attended the entire event, if an Attendee is not satisfied and
 they notify us in the manner described above at the conclusion of the event,
 we will refund their full Seminar tuition, excluding travel expenses.


In some cases an unsatisfied Attendee may be asked to submit a letter


 explaining their reasons for dissatisfaction and proof of purchase. Refunds
 and reimbursements will be made within 30 days of the event. All
 reimbursements are at the sole discretion of the Promoter and all Promoter
 decisions are final and binding. Any statements of dissatisfaction or requests
 for refunds not received at the Venue within 4 hours immediately following
 the conclusion of the event, as described above, will not qualify for this
 guarantee.


Please note that the guarantee does not apply if the attendee does not attend
 the Seminar, or does not attend the entire Seminar. Further, the guarantee
 cannot be substituted or confused with the Cancellation Policy.

100 % Program Satisfaction Guarantee


Programs purchased through Dayna Belcher’s (“Promoter”), Promoter
 website(s) or at Promoter Seminars and Programs, are entitled to a 100%
 satisfaction guarantee, which is governed by the terms and conditions that
 are stipulated on the order form and/or in the promotional material(s)/
 website(s) for the Programs. Please Note: MP3s, Coaching/ Consulting
 Programs, Membership Subscriptions and e-books are NOT eligible for
 refunds after they have been accessed and Programs are NOT eligible


for refunds after they have been accessed beyond the guarantee period
 stipulated on the order form if purchased at a live public event or
 Seminar.




Digital Content


Availability, Downloading and Risk of Loss of Digital Content/All Sales


Final/ License and Restrictions


Once you have purchased Digital Content, we encourage you to download it
 promptly and to make back-up copies of it. If you are unable to complete a


download after having reviewed our online help resources, please contact


customer service at Hopewithfaithsong@gmail.com. You bear all risk of loss after purchase and for any loss of Digital Content you have downloaded, including any loss
 due to a computer or hard drive crash. All sales of Digital Content are final.


We do not accept returns of Digital Content.


1. License. Upon your payment of our fees for Digital Content, we grant you


a non-exclusive, non-transferable license to use the Digital Content for your


 personal, non-commercial, entertainment use, subject to and in accordance


with the terms of this Agreement. You may copy, store, transfer and burn the


Digital Content only for your personal, non-commercial, entertainment use.


2. Restrictions. You represent, warrant and agree that you will use the


Service only for your personal, non-commercial, entertainment use and not


for any redistribution of the Digital Content or other restricted use. You


agree not to infringe the rights of the Digital Content's copyright owner


(Promoter and/or Dayna Belcher) and to comply with all applicable laws in your use of the Digital Content. You agree that you will not redistribute,


transmit, assign, sell, broadcast, rent, share, lend, modify, adapt, edit, sub-
 license or otherwise transfer or use the Digital Content. You are not granted
 any synchronization, public performance, promotional use, commercial sale,
 resale, and reproduction or distribution rights for the Digital Content. You
 acknowledge that the Digital Content embodies the intellectual property of
 the Promoter and/or Dayna Belcher and is protected by law.




Review and Jurisdiction


These Terms will be governed by and construed in accordance with the laws


of the State of California and the county of San Bernardino. Attendee agrees that


any dispute that arises out of or relates to these Terms will be resolved via
 non-binding mediation in the State of California, in the county of San Bernardino via a professional mediator obtained by the Promoter and if a successful


mediation is not reached, to binding arbitration arbitrated in the State of


California, in the county of San Bernardino, in accordance with the policies set


forth by the American Arbitration Association. If any of these Terms of use


are found unlawful, void, or for any reason unenforceable, then that


provision will be considered severable from the remaining terms of use, and


will not affect the validity and enforceability of the remaining provisions.




Shipping Policies and Rates


Orders placed Monday- Thursday prior to 12pm PST will be shipped within
 4 days. Orders placed between Thursday 12pm PST and Friday 12pm PST
 will be shipped within 4 business days.


Number of delivery days quoted for Shipping Methods are from the Date of
 Shipment, not the Date of Order Placement. This includes all expedited


 orders, however expedited orders are given top priority and every effort is
 made to ensure expedited orders are shipped within 1 business day.
 International Orders: Please allow 2-4 weeks for delivery, due to customs.
 Read about customs policies.

Calculating Shipping Costs


Shipping costs for orders from Dayna Belcher products depend upon the
 method you choose and the shipping destination. Please also note that the
 shipping rates for many items we sell are weight-based. To reflect the
 policies of the shipping company we use, all weights will be rounded up to
 the next full pound.




How are shipping costs calculated?


We charge a single flat fee for each shipment, plus additional, smaller fees
 for each item in that shipment. The total shipping charge will be displayed
 on the last page of the order form, before you place your order.




How are items shipped?


We reserve the right to choose an appropriate shipping carrier for your
 shipment, but generally use the United States Postal Service, FedEx, UPS or
 other applicable courier. It is not possible to specify a preferred carrier
 when placing your order. When you select One-Day or Two-Day Shipping,
 we may use air or ground shipping as necessary to get your items to you
 within the promised time frame. This is dependent upon your location.




Updates


These Terms and Conditions are subject to change at any time and at the
 sole discretion of the Promoter. Please visit the site regularly for updates.




COPYRIGHT COMPLAINTS


We respect the intellectual property rights of others. If you believe that your


work has been copied on the Website in a way that constitutes copyright
 infringement, please follow our Notice and Procedure for Making Claims of
 Copyright Infringement:


 If you believe that your work has been copied in a way that


constitutes copyright infringement, please provide our copyright


agent the written information specified below. Please note that this
 procedure is exclusively for notifying us that your copyrighted


material has been infringed.


1. An electronic or physical signature of the person authorized to


act on behalf of the owner of the copyright interest;


2. A description of the copyrighted work that you claim has been
 infringed;


3. A description of where the material that you claim is infringing


is located on the Website;


4. Your address, telephone number, and e-mail address;


5. A statement by you that you have a good-faith belief that the


disputed use is not authorized by the copyright owner, its agent, or


the law;


6. A statement by you, under penalty of perjury, that the


foregoing information in your notice is accurate and that you are the
 copyright owner or authorized to act on the copyright owner's behalf.
 Forums


A “forum” means any message board, chat room, user review forum or an
 interactive service appearing on any of the Sites and includes both


public and private folders.




You must register in accordance with instructions that you will find on the
 Sites and in order to contribute to any forum. You may not post on any
 forum, or send to any other forum user or our staff, any material that is
 abusive, vulgar, threatening, harassing, libelous, defamatory, obscene,
 invades a person’s privacy, violates any intellectual or other property rights
 or that would otherwise violate any law.




You may not use any forum in a commercial manner. You may not post
 material that solicits funds or that advertises or solicits goods or services.
 You may not post material known to be false. You may not post or transmit
 any information, software or other material that contains a virus or other


 harmful component. We are not responsible for material appearing in any
 forum on the Sites.




We are not responsible for screening material posted by users for libel, obscenity, invasion of privacy, copyright or trademark infringement, accuracy, or for any other reason. We retain, however, the right to modify or remove messages or other material that we, in our sole discretion, consider infringing, offensive, abusive, defamatory, obscene, stale, or otherwise unacceptable. We also reserve the right to edit materials for
 any other reason. Whether or not we modify or remove such material, users remain solely responsible for the content of their messages or postings. By posting on the Sites, you grant (or warrant that the owner of such rights has expressly granted) us and/or relevant affiliated companies the worldwide, perpetual, nonexclusive right to use your questions, comments, and postings, in their original or edited form, in television programs, books, articles, commentaries, or in any other medium now known or later developed. You also warrant that you own or otherwise control all of the rights to the content you have posted and that the public posting and use of such content by us will not infringe the rights of any third party. Additionally, you warrant that any “moral rights” in posted materials have been waived. You are not entitled to any compensation for any materials you may post on the Sites. Registration We may, at our discretion, suspend or terminate the registration of any forum user or general user who violates any of these terms of use of use, any of the forum member guidelines or for any other behavior that we in our discretion believe is inappropriate.




Registration


We may, at our discretion, suspend or terminate the registration of any forum


user or general user who violates any of these terms of use of use, any of the


forum member guidelines or for any other behavior that we believe, in our discretion,
 is inappropriate.

Disclaimers

The information, services, products, claims, seminar topics, and materials on our Sites are provided “as is” and without warranties of any kind, either expressed or implied. We disclaim all warranties, expressed or implied, including but not limited to implied effectiveness of the


 ideas or success strategies listed on this site as well as those that are provided in
 our products or to our participants at our events. The only exception is the
 guarantees of satisfaction and graduation that are clearly labeled guarantees
 within our Sites. Neither we nor any of our respective licensors or suppliers
 warrant that any functions contained in the Sites will be uninterrupted or error-
 free, that defects will be corrected, or that the Sites or the server that makes them
 available are free of viruses or other harmful components. Neither we nor any of
 our respective licensors or suppliers warrant or make any representations
 regarding the use or the results of the use of the services, products, information
 or materials in this site in terms of their correctness, accuracy, reliability, or
 otherwise. You (and not we or any of our respective licensors or suppliers)
 assume the entire cost of all necessary servicing, repair or correction to your
 system. Applicable law may not allow the exclusion of implied warranties, so the
 above exclusion may not apply to you. We do not endorse, warrant or guarantee
 any speakers, products or services offered on the Sites or those we link to. We are
 not a party to, and do not monitor, any transaction between users and third party
 providers of products or services.

Limitation of Liability

Under no circumstances, including but not limited to negligence, will we or any of our licensors or


suppliers be liable for any special or consequential damages that result from the


use of, or the inability to use, the materials or information on the Sites, or any
 products or services provided pursuant to the Sites, even if advised of the


possibility of such damages. Applicable law may not allow the limitation or
 exclusion of liability or incidental or consequential damages (including but not
 limited to lost data), so the above limitation or exclusion may not apply to you. In
 no event shall the total liability to you by us or any of our licensors or suppliers
 for all damages, losses, and causes of action (whether in contract, tort, or
 otherwise) exceed the amount paid by you to us, if any, for accessing the Sites.
 Under no circumstances will we be held responsible or liable, directly or
 indirectly, for any loss or damage that is caused or alleged to have been caused to
 you in connection with your use of any advice, goods or services you receive from
 a guest speaker on our Sites or at one of our events. Dayna Belcher is also not responsible


or liable for any loss or damage that is caused or alleged to have been caused to


 our guest speakers in connection with the display of their photo, name, or
 biography posted on our Sites or in our marketing materials.




No Professional Advice


The information contained in or made available through the Sites (including but


not limited to information contained on message boards, in text files, or in chats or emails) cannot replace or substitute for the services of trained professionals in any field,
 including, but not limited to, financial, medical, psychological, or legal matters.


In particular, you should regularly consult a doctor in all matters relating to


physical or mental health, particularly concerning any symptoms that may


require diagnosis or medical attention. We and our licensors or suppliers make


no representations or warranties concerning any treatment, action, or application


of medication or preparation by any person following the information offered or
 provided within or through the Sites. Neither we nor our partners, or any of their
 affiliates, will be liable for any direct, indirect, consequential, special, exemplary


or other damages that may result, including but not limited to economic loss,


injury, illness or death. You alone are responsible and accountable for your


decisions, actions and results in life, and by your use of the Sites, you agree not to
 attempt to hold us liable for any such decisions, actions or results, at any time,


under any circumstance.

Earnings Disclaimer

We don’t believe in “get rich” programs – only in hard work, adding value, building a real and professional


career, and serving others with excellence and constancy. Our programs are


intended to help you share your message with a wider audience and to make a
 difference in the world while growing your personal brand. Our programs take a


lot of work and discipline just like any worthwhile endeavor or professional


continuing education program. Please don’t enroll in our programs if you believe


in the “money for nothing get rich quick” myth or ideology; we only want serious


people dedicated to real professional development who want to add value and


move humanity forward. As stipulated by law, we cannot and do not make any
 guarantees about your ability to get results or earn any money with our ideas,
 information, tools or strategies. We just want to help by giving great content, direction,
 and strategies. You should know that all products and services by our company are for educational and informational purposes only. Nothing on this page, any of our websites,

 or any of our content or curriculum is a promise or guarantee of results or future earnings, and we do not offer any legal, medical, tax or other professional advice. Any financial numbers


referenced here, or on any of our sites, are illustrative of concepts only and


should not be considered average earnings, exact earnings, or promises for actual
 or future performance. Making decisions based on any information presented in
 our products, events, services, or web site, should be done only with the
 knowledge that you could experience risk or losses just like any entrepreneurial
 endeavor. Use caution and always consult your accountant, lawyer or
 professional advisor before acting on this or any information related to a lifestyle
 change or your business or finances. You alone are responsible and accountable
 for your decisions, actions and results in life, and by your registration here you
 agree not to attempt to hold me liable for your decisions, actions or results, at any
 time, under any circumstance.

Parental Permission

The Sites are not directed to children under the age of 18 and we will not knowingly collect personally identifiable information from children under 18. We strongly recommend that parents participate in their children’s exploration of the internet and any online services and use their browser’s parental controls to limit the areas of the internet to which their children have access. We may, at our discretion, require users
 under 18 to obtain the consent of a parent or guardian to view certain content,


and we may limit access to certain content to users above a specified age. You
 agree to abide by any such restrictions, and not to help anyone avoid these
 restrictions.

Terms & Conditions must be signed and returned to hopewithfaithsong@gmail.com Attn: Dayna Belcher before our first session.

I agree to these terms and conditions.

(Please Sign and Date below and Email to: Hopewithfaithsong@gmail.com)

________________________________ (Signed)

_________________ (Dated)